2009 Company Handbook Report 
Hack Education
JANUARY 30, 2022
Although companies like the Standard Electric Time Company (founded in Massachusetts in 1884) sold synchronized clock and bell systems to schools (and yes, factories), an early function of the latter was not to mimic the rhythm of the workplace but rather to warn occupants about fire. " (1838).
Kathy Schrock
FEBRUARY 18, 2015
The report of the NASBE Commission on Financial and Investor Literacy also offers a useful definition: “Financial literacy is defined as the ability to read, analyze, manage and communicate about the personal financial conditions that affect material well-being.
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